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Cancellation
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Termination of the auto insurance policy before the end of the contract period, by the insured or by the insurer.
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Toe
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This describes the alignment angle of measurement between the two imaginary parallel lines that pass through the center point of the tread between the driver's-side and passenger's-side tires. For example, if the front of the tires (when looking down on the vehicle from above) are turned toward each other, the tires are toed in. If they are pointed away from each other, they are toed out.
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Electronic Steering
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A technology that eliminates the need for a hydraulic steering system. Instead it utilizes an electric motor to control the steering of the vehicle's wheels.
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Center bore
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The hole in the center of a rim. Center bore's come in different diameters to allow for proper alignment of a rim onto a vehicle hub. Hub rings are used to improve the fit of a rim by adapting a larger center bore to a smaller hub center.
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GPS
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Global Positioning System. A satellite guided system that provides the location, directions, weather information, and oftentimes traffic information as well, on a display screen within the cabin.
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Loss
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Dollar cost (measurable) of any damage and/or injury suffered by a person.
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Automobile Physical Damage Insurance
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Refers to coverage to pay for damage to or loss of insured vehicles such as accident, fire, theft, or other perils specified in the policy.
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Accident Forgiveness
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Not having a surcharge added to the premium after an at-fault accident. When offered, accident forgiveness is usually available after a person has been a policyholder for some period of time, such as five years.
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Rebate
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Premium reduction.
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Tread Shaving
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The act of physically removing tread blocks by cutting or shaving the blocks off manually. This is most common in racing applications to provide more overall contact area within the tire's footprint.
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Semi-Pneumatic Tire
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Semi-pneumatic tires are tires which have a hollow center but are not inflated to any psi. They are durable, lightweight, and puncture-proof. They are typically used on wheelchairs, lawnmowers, and wheelbarrows. These tires often come as a complete tire/rim assembly.
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Sidewall
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The portion of a tire between the bead and the tread pattern. The sidewall is measured in aspect ratio to the tread width.
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Usury Limit
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Refers to the maximum interest rate permissible by law in a given state.
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Gas Guzzler Tax
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A tax imposed by the federal government on vehicles that get poor gas mileage (as rated by the Environmental Protection Agency). Vehicles that may have a gas guzzler tax include certain high-performance sports cars and luxury vehicles.
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Accident
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An occurrence or event that is unforseen and unplanned.
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Traction Control
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A computerized technology that improves the vehicle's stability by controlling body roll during hard maneuvering and heavy skids or slides.
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Cord
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A strand of fabric, typically made of nylon, steel, rayon, fiberglass, polyester, or some combination of these agents, used in the making of a tire's belts.
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Summer Tires
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Tires manufactured specifically for use in summer conditions. These tires possess less aggressive tread than normal all-season tires, and are typically designed to provide a smoother, quieter ride. These tires are not recommended for use in inclement weather.
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Third Party
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Refers to either a person or an entity who is not part of an original agreement but who has an interest in the agreement.
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Ribs
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The large sections of space between tread blocks which run perpendicular to the line of travel and provide an ample amount of the tire's traction.
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