Car Insurance Comparison ›› Car Insurance Rates in NEW BEDFORD, MA

Car insurance in Massachusetts had been highly regulated for over 20 years prior to the change to "managed competition" in April 2008. Now instead of car insurance rates being set by state regulators, the managed competition system allows insurance companies to offer their own rates (with approval by Massachusetts Dept of Insurance), discounts and other products.  What this means for drivers is more insurance companies competing for their business which could translate to potential savings.  Drivers in NEW BEDFORD, MA and other cities across Massachusetts now have 31 companies to choose from, up from 19 prior to the new system.  According to Massachusetts Dept of Insurance, drivers have saved almost $500 million over the past years.   So, make sure you do your research and shop around to get the best car insurance rates in NEW BEDFORD.  To help you in your research, below are example car insurance rates for NEW BEDFORD based on the data from the Massachusetts Department of Insurance. Select a Policy from the list of 7 examples that best describes your circumstance (the example policy is currently set to "2 Vehicles and 2 Operators Licensed 12 and 14 years" of driving experience.  Once you select an example policy, select a vehicle option that comes closest to the car(s) you own or will have (currently Vehicle is set to "2005 Nissan Altima and 2008 Ford Explorer XLT 4x4").  Once you select an example Policy and Vehicle, you will see example annual premiums from each auto insurance company and be able to compare the rates in NEW BEDFORD  across the companies.  Keep in mind, these are NOT ACTUAL annual premiums you will pay; rather, they are example auto insurance rates from insurance carriers specific to the example policy and vehicles and demonstrate the range of prices you can expect to find when you actually shop around.  Your actual annual premium may differ significantly from these car insurance premiums for NEW BEDFORD based on your specific driving record, discount eligility and choice of coverage.
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Company - Premium Policy Details - Coverage Policy Details - Operator Info
Premium Range1136 - 2518
ACE1886.3
Allstate1559
Ameriprise1348
Amica1690.752
Arbella1466
Chartis1355
Citizens1730
Commerce1315
Electric1412
Encompass1527
Farm Family1409
Firemans Fund1973
GEICO1259
Green Mountain1415
Harleysville1490
Liberty1136
Metropolitan2028
National Grange1843
Norfolk & Dedham1553
Occidental2518
OneBeacon1640
Peerless1773
Plymouth Rock1831
Praetorian1366
Preferred Mutual1368
Progressive Direct1940
Quincy Mutual1463
Safety1408
State Farm1249
Travelers1812
USAA1359
Vermont Mutual1409
$35,000/$80,000 Bodily Injury Liability
$35,000/$80,000 Uninsured Motorists
$35,000/$80,000 Underinsured Motorist
$50,000 Property Damage Liability
$8,000 Personal Injury Protection ($0 deductible)
$500 Deductible Comprehensive ($100 Glass Ded.)
No other optional endorsements
Operator 1    
Operator Information Licensed 14 Yrs    
Driver Licensed in MassachusettsY    
Date of last accident or traffic violation1.5 years ago (speeding)    
Days lapse in coverage during the previous 3 yearsNone    
Commutes to work Y    
Annual miles vehicle driven in past year20000    
Years at current residence5    
Years with current agent5    
Years with current company2    
# Discrepancies on Application0    
Subscriber to a Roadside Assitance OrganizationN    
Policy Eligible for a Group DiscountN    
Premium paid in full at inceptionN    
Companion insurance products purchasedN    
Principal operator of a vehicleY    
 
 Operator 2    
Operator Information Licensed 12 Yrs    
Driver Licensed in MassachusettsY    
Date of last accident or traffic violation2.5 years ago (accident)    
Days lapse in coverage during the previous 3 yearsNone    
Commutes to work Y    
Annual miles vehicle driven in past year15000    
Years at current residence5    
Years with current agent5    
Years with current company2    
# Discrepancies on Application0    
Subscriber to a Roadside Assitance OrganizationN    
Policy Eligible for a Group DiscountN    
Premium paid in full at inceptionN    
Companion insurance products purchasedN    
Principal operator of a vehicleY   
 
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NOTE: The insurance rates and information above come from the Massachusetts Department of Insurance. It is provided for comparison purposes only. Even though these are real rates, rates vary considerably depending on the circumstances. Please select a city, vehicle and coverage policy that is comparable to your own. Please refer to the Masschusetts Department of Insurance website for further information.
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